Important consumer information
Credit Services Disclosure
Draft for attorney review before publication
Your credit-file rights
You have the right to dispute inaccurate information in your credit report by contacting a consumer reporting agency directly. You may exercise these rights without hiring a credit services organization. Consumer reporting agencies generally must investigate qualifying disputes within the time required by law.
What cannot be promised
No person or company can legally remove accurate, current, and verifiable information simply because it is unfavorable. Aureus does not guarantee a score increase, credit approval, deletion, or specific timeframe.
Written agreements and cancellation rights
Applicable federal and state law may require written disclosures and a written agreement before credit-repair services begin, including information about your right to cancel. Review every agreement carefully and retain a copy for your records.
Payment timing
Federal law generally prohibits a credit repair organization from charging or receiving payment for agreed services before those services are fully performed. No payment is collected through this website.
Legal-review notice
This page is a plain-language website summary, not a substitute for any exact disclosure language required by federal or state law. Aureus must have its customer agreements, cancellation notices, state registrations, service model, and final disclosures reviewed by qualified counsel before launch.